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Refind Realty Blog:
By Steven J. Thomas
Selling an investment property in Dallas isn’t like selling your primary home. Investors face unique financial, tax, and competitive considerations in today’s market. Whether you own a rental, a duplex, or a condo, understanding how to position your property in 2025 can help you exit profitably while minimizing stress.
Yes, you can sell your Dallas investment property in 2025 with strong buyer demand still in place. To maximize returns, prepare clean financial records, highlight rental income potential, and price competitively against both resale homes and new construction. Using tools like the Home Seller Score helps determine timing and strategy.
Known for its mix of condos, townhomes, and apartments, Oak Lawn remains popular with younger tenants. Investors selling here should highlight consistent rental demand and walkability. Check Neighborhood Reports for insights.
Close to entertainment districts and UT Arlington, this market has strong student and workforce rental demand. Buyers look for turnkey properties with updated systems.
One of DFW’s fastest-growing cities, Frisco attracts families and remote professionals. Investors benefit from steady appreciation, though competition from new construction is strong.
[Pro Tip: Use the Home Seller Score to evaluate location appeal and market timing.]
As of September 2025:
Median Home Price: $418,500 (down 1.5% YoY – Source: NTREIS, Sept. 2025)
Average Days on Market: 41
Inventory: 3.2 months
30-Year Mortgage Rates: 6.8% (Source: Freddie Mac PMMS, Sept. 2025)
“Buyers are more selective today,” says Dr. Luis Torres, economist at the Texas Real Estate Research Center. “Well-priced properties with clear income documentation are still moving quickly.”
Tenant Coordination: Potential rent concessions or move-out assistance ($500–$2,000)
Cleaning & Minor Repairs: $1,500–$5,000
Professional Accounting Records: $500–$1,200
Competitive Marketing: Variable (professional photos, floor plans, financial package)
These upfront costs help buyers see value and shorten time on market—especially in neighborhoods with both resale and new construction options.
New construction in suburbs like Prosper, Mansfield, and Celina attracts investor-buyers looking for low-maintenance rentals. Builders such as Lennar, DR Horton, and Toll Brothers often offer:
Rate buydowns
Closing cost coverage
Design center upgrades
Sellers of existing properties can stay competitive by pricing strategically and highlighting established tenant demand. Explore our New Construction Rebate Program for investor buyers comparing options.
Investor-buyers often use cash, DSCR loans, or portfolio financing. Sellers can stand out by:
Providing clean inspection reports upfront
Offering flexible possession or rent-back terms
Considering seller financing in select cases
Start by helping buyers get financing clarity through our Get Pre-Approved resource.
Selling an investment property in Dallas in 2025 requires preparation, strategy, and local knowledge. By showcasing income potential, planning for tax impact, and anticipating competition from new builds, you can attract the right buyer and maximize ROI.
Start with your Home Seller Score to see if the market is on your side.
Explore incentives with our New Construction Homes Rebate Program.
Download the Lone Star Living App to monitor listings and investor activity
Book an appointment today to discuss your property strategy.
Dallas investors are selling to capture equity or reduce holding costs.
Provide financial documentation and highlight cash flow.
Market timing matters—Fall 2025 still favors sellers in many DFW submarkets.
Tax planning (capital gains, 1031 exchanges) is essential.
Compete with new builds by offering flexibility and solid rental records.
Yes. Lease agreements transfer to the new buyer, making it appealing for investor-buyers.
Yes. Investment sales don’t qualify for the personal residence tax exclusion.
Not always—occupied rentals appeal to investors looking for immediate income.
Offer transparent rental history, flexible terms, and leverage incentives like the Rebate Program.
Yes, through a properly structured 1031 Exchange. Consult a tax professional.
Download the Lone Star Living App for rental-ready listings and neighborhood insights.
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Avoiding Pitfalls That Can Derail Your Home's Sale
Ultimate Guide To Buying a Home
A First Time Homebuyers Guide In DFW
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Mr. Thomas real-estate company performed a outstanding job handling my transaction in buying my beautiful new home. I would recommend him to all my family and friends in the future.
Steven was very knowledgeable about the questions I had and very attentive to my needs and wants of buying a house. His approach was as if he was buying the house for himself. That led me to trust his knowledge and expertise. Thomas for your next purchase of a home. He also worked with me every step of the process and helped me to understand and that made it less stressful In buying a home. I highly recommend Refind Realty and Steven On your first or next purchase. I start 2024 with a new build house with equity going in the door. Thank you Steven
Steve did a great job helping during this journey he was very communicative with everything and his response time was very quick every time we had a question. I really recommend him and his office to everyone who want any real state services.
When buying or selling a home, there are so many options…which can also present a lot of obstacles. Laws change, forms change, and practices change all the time in the real estate industry. Because it’s our job to stay on top of those things, hiring a realtor reduces risk, and can also save you a lot of money in the long run.
When you work with me as your Realtor, you’re getting an expert who knows the area; knows how to skillfully guide your experience as a seller or buyer; can easily spot the difference between a good deal and a great deal. My job is to translate your dream into a real estate reality, and I work hard to earn and keep my business. This also means earning your trust: When you work with me, you’ll be working with a realtor who looks out for your best interests and is invested in your goals.
There are two different types of loans conventional loans and government-backed loans. The main difference is who insures these loans:
1 - Government-backed loans (FHA, VA and USDA):
(a) - Are, unsurprisingly, backed by the government.
(b) - Include FHA loans, VA loans, and USDA loans.
(c) - Make up less than 40 percent of the home loans generated in the U.S. each year.
2 - Conventional loans
(a) - Are not backed by the government.
(b) - Include conforming and non-conforming loans (such as jumbo loans).
(c) - Make up more than 60 percent of the loans generated in the U.S. each year.
1 - FHA LOANS:
FHA loans, which are insured by the Federal Housing Administration, are typically designed to meet the needs of first-time homebuyers with low or moderate incomes. FHA loans can be approved with a down payment of as little as 3.5 percent and a credit score as low as 580.
FHA loans are often called “helper loans,” because they give a leg up to potential borrowers who may not be able to secure one otherwise. For this reason, FHA loans have maximum lending limits, which are determined based on housing values for the county where the for-sale home is located.
Because the agency is taking on more risk by insuring FHA loans, the borrower is expected to pay mortgage insurance both at the time of closing and on a monthly basis, and the property must be owner-occupied.
2 - VA LOANS:
VA loans are backed by the Department of Veterans Affairs and they are guaranteed to qualified veterans and active-duty personnel and their spouses. VA loans can be approved with 100 percent financing, meaning VA borrowers are not required to make a down payment.
Unlike FHA loans, borrowers do not have to pay mortgage insurance on VA loans.
3 - USDA LOANS:
You may also hear about USDA loans, which are backed by the United States Department of Agriculture mortgage program. USDA loans are intended to support homeowners who purchase homes in rural and some suburban areas. USDA loans do not require a down payment and may offer lower interest rates; borrowers may have to pay a small mortgage insurance premium in order to offset the lender’s risk.
Buyers who have a more established credit history and a larger down payment may prefer to apply for a conventional loan. These loans may offer a lower interest rate and only require the home buyer to purchase monthly mortgage insurance while the loan-to-value ratio is above a certain percentage, so a conventional loan borrower can typically save money in the long run.
Conventional loans are divided into two types: Conforming loans and non-conforming loans.
1 - CONFORMING LOANS:
Conforming loans are those that meet (or conform to) predetermined standards set by Fannie Mae and Freddie Mac — two government-sponsored institutions that buy and sell mortgages on the secondary market. By selling the loans to "Fannie and Freddie," lenders can free up their capital and return to issue more mortgages than if they had to personally back every loan that they approve.
The main standard for conforming loans is that the amount borrowed must be under a certain amount; in Alaska, a single-family home loan must be under $647,200 in order to be considered conforming.
Properties with more than one unit have higher limits.
2 - NON-CONFORMING (JUMBO) LOANS:
But what happens if a borrower wants to borrow more than the Freddie- and Fannie-approved loan amount? In this case, they would have to apply for a “jumbo loan,” which is the most common type of non-conforming loan.
Because the lender cannot resell the jumbo loan (or any non-conforming loan) to Freddie Mac or Fannie Mae, jumbo loans are considered to be riskier than a conforming loan. To protect against this risk, the bank will typically require a higher down payment; the interest rate on a jumbo loan may also be higher than if the same borrower applied for a conforming loan.
Rate types: Fixed-rate vs. adjustable-rate mortgages.
In addition to the loan type you choose, you’ll also have to determine if you want a fixed-rate mortgage or an adjustable-rate mortgage (ARM). A fixed-rate mortgage has an interest rate that does not change for the life of the loan, so it provides predictable monthly payments of principal and interest.
An adjustable-rate mortgage typically offers an initial introductory period with a low-interest rate. Once this period is over, the interest rate adjusts periodically, based on the market index. The initial interest rate on an ARM can sometimes be locked in for different periods, such as one, three, five, seven, or 10 years. Once the introductory period is over, the interest rate typically readjusts annually.
Office 1229 E. Pleasant Run Ste 224, DeSoto TX 75115
Call :(713) 505-2280
Email: [email protected]
Site: www.stevenjthomas.com
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